Friday July 12, 2024
Reading time: 2 minutes
The 2024 hurricane season has begun with unprecedented intensity, as Category 5 Hurricane Beryl wreaks havoc across the Caribbean Sea and Gulf of Mexico. Expected to be the most active hurricane season in history, travelers need to be prepared. Travel insurance comparison site Squaremouth shares the two most important things to know about hurricane insurance coverage.
1. Once a storm is named, it's too late to buy travel insurance
Travel insurance is designed to cover unexpected events. Once a storm is named, insurance policies purchased after that date will no longer cover it. If you are traveling to hurricane-prone destinations before November 1, it is essential to purchase an insurance policy with hurricane and severe weather coverage as soon as possible.
2. Save money on hurricane travel insurance
Planning for the unpredictability of storm paths can be difficult, but purchasing travel insurance early and choosing the least expensive policy that meets your coverage needs can save you money.
Tips for cost-effective travel insurance:
- Cover your essential expenses first:Many accommodations offer refunds up to a certain point before the trip. Initially, insure only the non-refundable amount to reduce the cost of the policy.
- Add coverage as needed:When expenses become non-refundable as your trip approaches, add them to your insurance policy. If the storm is no longer a threat, you can decide whether or not to insure all trip expenses.
About Squaremouth
Squaremouth.com has insured over 3 million travelers. With Squaremouth’s intuitive quote and comparison engine, award-winning support team, and verified customer reviews, travelers can save time and money finding the best travel insurance policy for their trip.